Advice

When a child starts university in Podgorica, one of the first questions many parents ask is where they will live for the next few years. This dilemma is especially relevant for families from Nikšić, Berane, Bijelo Polje, Pljevlja, Herceg Novi, and other Montenegrin towns, as a large number of students relocate to Podgorica for their studies. In most cases, the decision comes down to two options: renting...

A decade ago, the answer to the question of how to finance a property purchase was fairly straightforward. If you had enough money, you paid in cash. Financing was generally seen as an option for those who had no alternative. Today, the situation is a bit different. In the real estate market, we increasingly meet buyers who have the funds to purchase a property outright but still consider taking out a...

If you speak with ten people currently searching for a home, you'll probably hear ten different wish lists. For some, location is the top priority. For others, it's parking, natural light, or an extra room for working from home. Yet after years of working in real estate, one pattern becomes clear: there are certain property flaws buyers are willing to accept if a home offers enough advantages elsewhere,...

Inheriting a property is often seen as a financial benefit, but in reality, it rarely comes with simple decisions. Beyond the emotional value a home may hold for a family, heirs are quickly faced with questions such as: Should you keep the property, rent it out, or sell it? That's why the sale of an inherited property is something many people begin considering soon after the probate process is...

Ten years ago, the answer to this question would have been simple. Most buyers focused on the location first, and everything else came second. A desirable neighbourhood, proximity to the city centre, and good infrastructure were often enough to attract interest in a property. Today, the situation is different. As the number of new residential developments continues to grow, buyers are increasingly looking...

For years, investing in real estate in Montenegro has been seen as a safe and straightforward strategy — buy an apartment, rent it out, and let the income roll in. However, once we sit down with clients and run the numbers, the picture becomes a bit more complex. Average gross rental yields currently range between 3.6% and 4.4% per year, depending on the location and rental model. The question clients...

Not long ago, one of the first questions property buyers would ask was: "When was the building constructed?" Today, many buyers are more interested in something entirely different: "How much does it cost to live here every month?" As living costs continue to rise, buyers are paying closer attention to the long-term affordability of a property. That's why electricity bills have become an increasingly...

Buyer priorities are changing. While location and square footage were once the main factors people considered when purchasing a property, rising temperatures are influencing real estate decisions in new ways. During the summer months, when temperatures in Podgorica regularly exceed 35°C, many buyers start thinking about how comfortable an apartment will be in everyday life. As a result, buyer priorities...

One of the first questions buyers ask when they see a property that has been listed for a while is: how long does it take to sell an apartment, and should that be a red flag? At first glance, it may seem reasonable to assume that a property that has been on the market for several months is less desirable than one that sold within days. In reality, however, the answer is rarely that simple. The time it...

Buying an apartment almost always begins online. You browse listings, compare photos, and within a few minutes, it's easy to feel like you've already found the perfect property. However, it's not uncommon for an apartment that looked ideal online to leave a completely different impression when you step inside. That doesn't necessarily mean the listing was misleading. Professional photography, natural...